Helping You
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As you get older, you may want to start planning for your retirement. Looking at your finances, you may find that you cannot retire easily with the amount of debt you currently have. In that position, you have a few options, such as paying down what you owe,...
Filing for bankruptcy may allow you to discharge existing credit card, personal loan or medical debts. However, there are some balances that cannot be discharged regardless of whether you file for Chapter 7 or Chapter 13 protection. Let's take a closer look at the...
Estate planning can seem daunting to anyone. But for parents of special needs children, it's particularly serious. Families in Kentucky should understand the role a special needs trust can play in a disabled child's life. The basics of special needs trusts Trusts are...
Estate planning is important for physicians and other professionals in Kentucky because without an estate plan, the state will decide what happens to a person's assets. A lack of planning for incapacity can mean that people who cannot communicate their wishes could...
Many Kentucky families are lacking an estate plan when they need it the most. When asked about why they don't have an estate plan, many people will answer that they never knew they needed one. However, you need to know that estate planning is for everyone and not just...
Kentucky bankruptcies, like those in every other state, place an automatic stay on debts once the case is filed. This means that creditors can take no action to collect these debts while the bankruptcy is pending. In other words, everything is frozen in place from the...
Getting your life affairs in order can seem like a monumental task. Certainly, you will need to go over various aspects of your life, and you may feel a number of emotions as you go through the estate planning experience. You may be able to look back on aspects of...
If you face a substantial amount of debt, you are not alone. Of course, just because others are in similar situations, you may not feel very comforted by the thought because you know that you hold the responsibility for handling your outstanding balances.You may also...
One of the most difficult parts of growing older is feeling less in control of decision making. It’s important to you to retain your independence and make sure your voice is heard. This can be even more difficult if an illness leads to your incapacitation. Maybe...
Every estate plan should be tailored to the unique needs of the individual. There are many estate planning tools that can be used, but some tools may be more appropriate for one situation or goal over another.If you have a child with special needs, one of your estate...