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It is important that they take steps to establish a will or trust. Some special considerations may need to go into coordinating an estate plan for a blended family. Planning ahead enables family members to avoid several potential negative ramifications of probate. It...
Over the years, you may have accumulated significant assets. Even if you only have modest holdings, you want to protect them as well as you can. Trusts can provide you with asset protection. However, depending on your circumstances, you might also consider creating a...
As you get older, you may want to start planning for your retirement. Looking at your finances, you may find that you cannot retire easily with the amount of debt you currently have. In that position, you have a few options, such as paying down what you owe,...
Filing for bankruptcy may allow you to discharge existing credit card, personal loan or medical debts. However, there are some balances that cannot be discharged regardless of whether you file for Chapter 7 or Chapter 13 protection. Let's take a closer look at the...
Estate planning can seem daunting to anyone. But for parents of special needs children, it's particularly serious. Families in Kentucky should understand the role a special needs trust can play in a disabled child's life. The basics of special needs trusts Trusts are...
Estate planning is important for physicians and other professionals in Kentucky because without an estate plan, the state will decide what happens to a person's assets. A lack of planning for incapacity can mean that people who cannot communicate their wishes could...
Many Kentucky families are lacking an estate plan when they need it the most. When asked about why they don't have an estate plan, many people will answer that they never knew they needed one. However, you need to know that estate planning is for everyone and not just...
Kentucky bankruptcies, like those in every other state, place an automatic stay on debts once the case is filed. This means that creditors can take no action to collect these debts while the bankruptcy is pending. In other words, everything is frozen in place from the...
Getting your life affairs in order can seem like a monumental task. Certainly, you will need to go over various aspects of your life, and you may feel a number of emotions as you go through the estate planning experience. You may be able to look back on aspects of...
If you face a substantial amount of debt, you are not alone. Of course, just because others are in similar situations, you may not feel very comforted by the thought because you know that you hold the responsibility for handling your outstanding balances.You may also...